What we do

Variety. Quality.

Our private office offers the flexibility to choose from a wide range of leading investment solutions from both Rathbones and our external partners. Our service has been designed especially for clients like you, giving you access to the most relevant support, all in one place. 

Advisory services

Expertise. Control.

If you prefer to manage your own investments, you have access to investment experts who can help you make the right choices through our partnerships with Credit Suisse, Stenham Asset Management and Partners Group.

Your client adviser is your first point of contact when you want investment advice. We combine the best of Rathbones and Credit Suisse for global investment expertise and research in equities, bonds, foreign exchange, commodities and alternative investments. Stenham Asset Management is a discretionary hedge fund specialist. Partners Group provides rare private equity investment opportunities.

In addition to these options, we can advise you on the use of structured products for very specific investment goals and hedging techniques to manage investment risk.

Discretionary

Selection. Precision.

Our discretionary investment management service gives you access to the best investment managers globally.

We search extensively to identify the right managers for your individual needs. All recommendations are based on independent due diligence and performance data.

Rathbones may be recommended as one of the UK’s leading providers of discretionary investment management. The award-winning Rathbones model targets consistent returns through active, disciplined investment management with an individual focus.

We do more than help with selection. We can also oversee manager performance for you, to confirm your providers are meeting expectations.

Financial planning and tax

Foresight. Security.

By connecting you to our colleagues at Rathbones, we can provide you with independent advice on the best ways to improve the after tax performance of your investments and protect and pass on wealth. Our financial planning experts will make sure you have taken the right steps to avoid surprises in the future.

We can support you with estate and tax planning. Our team has vast experience in using trusts and settlements to create a long-lasting legacy, as well as the set up and running of charitable foundations. To navigate this complex area for you we can work with your existing tax advisers and other specialists.

Tax affairs can be complicated and time consuming, especially if you are from outside the UK. We can deal with the UK tax authorities for you. Our team will complete returns, agree liabilities and alert you when payments are due.

 

Lending

Flexibility. Liquidity.

We can provide short and long-term financing for general liquidity purposes, residential and commercial property and other assets.

By borrowing against your investment holdings, you can access capital without disrupting your investment strategies or triggering potential tax liabilities. As well as mortgages for property in the UK and overseas, we can source specialist financing for assets such as yachts and private jets.

The cost of financing for large assets can vary significantly. Our team knows the market and will work with lenders to find suitable and competitive options for your needs. 

 

Ethical investment and philanthropy

Integrity. Impact.

If you want to make ethical investments, we can help select suitable investment managers for you.

Rathbones has an in-house team, Rathbone Greenbank Investments, that operates at the forefront of ethical investment. In addition to managing entirely ethical and socially responsible investment portfolios, Rathbone Greenbank is a prominent activist on issues, engaging directly with companies and government to achieve change.

We can support your philanthropic activities through advice on strategy and structuring. Rathbones is also a leading investment manager for charities and not-for-profit organisations. As a top 5 charity investment manager, we have £4.1 billion* in funds under management for more than 1,000 charities, from those with modest investments to those with portfolios of over £100 million.

*As at 31 December 2016.

Meet the team

A dedicated client adviser will make sure you get everything you need from us. Our Private Office is led by a team that has spent their entire career growing, protecting, and preserving wealth of this scale.

Ian Dembinski

Head of Rathbone Private Office
Ian Dembinski
Head of Rathbone Private Office

Ian Dembinski joined as Head of the Rathbone Private Office on 1st July 2016.

He has 31 years of financial services experience having started his career in investment banking in 1985 working for SG Warburg. His first 18 years involved a variety of roles including corporate banking, Iberian country coverage, debt capital markets and corporate finance sector coverage for hotels, airlines and leisure businesses. In 2003 he joined the UK private banking team of UBS as a relationship manager progressing to team leader in 2006 and Head of UK Ultra High Net Worth (“UHNW”) clients in 2008. In 2010 he joined Credit Suisse as Managing Director and Head of UK UHNW and then assumed responsibility for the UK domestic private banking group in August 2012 where he successfully developed the bank’s HNW franchise until February 2016.

He is RDR Level 6 qualified having passed the PCIAM qualifications with merit and is a member of CISI. He studied at Queens College Oxford where he read history and achieved a BA Hons.

Natalie Merrens

Head of Investment Solutions
Natalie Merrens
Head of Investment Solutions

Natalie joined as Head of Investment Solutions in October 2015. She has 25 years of financial services experience having started her career currency trading for Lehman Brothers and Citibank NA.

In 2000 Natalie obtained a MSc with Distinction in Investment and Risk Management from Cass Business School and began working for UBS as Head of Investment Consulting. There she built a wealth management business offering a range of products and services suitable for wealthy individuals. In November 2006 she joined Kleinwort Benson to develop the private bank offering. Her responsibilities spanned across the investment business both advisory and discretionary.

Natalie served as an Executive Member at Kleinwort Benson and as a Non-Executive Director of the KB Elite PCC Limited, and a Director of the KB Global Funds Limited and Kleinwort Benson (CI) Investment Management Limited.

In October 2015 Natalie joined Rathbones to build the Rathbone Private Office.

Peter Arkell

Client Director
Peter Arkell profile image
Peter Arkell
Client Director

Peter joined Rathbone Private Office in September 2016 as a Client Director. He has 29 years of financial services experience having started his career as a graduate trainee at Kleinwort Benson Group in 1987.

Peter’s broad career includes roles as Head of Research for Barclays in Indonesia and as CEO of an internet business backed by Virgin Group. In 2007 he joined Credit Suisse Private Bank as a director focussing on clients ranging from family offices and FTSE CFOs and CEOs to senior entrepreneurs and finance market professionals in Europe and Asia. His wealth management skill is supported by stock broking and fund management experience as well as founding two businesses, one of which was a top ten brokerage in Indonesia. Most recently Peter was a Director in the Key Client team at Deutsche Bank in London.

Peter gained a MA (Hons) from St Andrews University and is a member of CISI.

Alex Dean

Client Director
Alex Dean profile image
Alex Dean
Client Director

Alex joined Rathbone Private Office in May 2016 as a Client Director. He has 19 years industry experience in which time his clients have sought his experience in investment management, financing and trust management to achieve their financial objectives. Alex’s career includes several years as a global equity fund manager for a Nordic bank. The fund gained a Standard & Poor’s 4 star performance rating. Alex joined from the RBC, where he was a Director. Prior to RBC, Alex was a Vice President at Barclays where he advised resident non domicile clients.

He is a Fellow of the Chartered Institute of Securities and Investment and a full Diploma holder and also a Member of the Society of Trust and Estate practitioners, by virtue of holding the STEP Diploma in International Trust Management.

Alex graduated from university with an RICS accredited honours degree in Property Investment and Asset Management. Later he gained an MBA from Edinburgh Business School.

Interested?

We make the management of complex wealth simpler for families, entrepreneurs, senior corporate executives, financial professionals, the resident non-domiciled and overseas investors.

020 7399 0350
privateoffice@rathbones.com

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The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.